An appraisal is a legal document as important as a Will, and is the only way to accurately describe and value property. A properly prepared appraisal will clarify questions of property value in any circumstance. Our appraisals are above national conformance standards, and adhere to a much higher standard than a general appraisal. They include the following: 1) A detailed description of the property being valued. 2) An analysis of the appropriate marketplace. 3) Date of valuation and inspection report. 4) The type of value being determined. 5) Adherence to a professional code of ethics. 6) Statement of financial disinterest and fee policy. 7) Appraisal certificate and signature. Utilization of an appraisal: The descriptions and values made by a qualified appraiser assure technical accuracy and appropriate market level evaluation. There are many purposes and uses for an appraisal. Here are the most common: * Insurance: To prove irrefutable possession at the time of evaluation, provide needed protection at the time of a loss, and assist in establishing proper insurance coverage. * Estates and Estate Planning: To clarify questions of property value, facilitate the disposition of estate tax reporting requirements, assist heirs with distribution/deaccessioning, assist financial planners and related professionals in establishing client net worth and be used as a basis for judicious estate planning. Property Evaluation and Insurance: Corporate and individual uses in this category include mergers/acquisitions, and loan collateral evaluation. Many of our customers utilize items of value to secure a credit line or obtain a loan. We also assist adjusters by properly identifying and valuating property in loss/damage matters to facilitate claim settlements and avoid lengthy disputes. Proper identification and valuation of property assists insurance companies in investigative matters that may save the company substantial time and money in claims settlements. Donations: To assist the donor in obtaining accurate documented valuations which meet federal requirements and will be accepted by the IRS.